My Dream Car

In February of 2007, I ordered my dream car. I ORDERED it! The color I wanted, the options I wanted, everything I wanted... it is my dream car! This isn't a Mercedes or a Porsche, no, nothing like that. Like most people. My dream car is a Mazda CX-9 Grand Touring in Black Cherry. I got it on April 7, 2007!

I love, love, love my car!

The problem is that the lease is up and I have to return it on August 7, which is less than a month away. With my hubby being unemployed, we can't buy it as we planned. I know, it's just a car, but it is heartbreaking.

Minivans, here we come! They are the most economical way to go, and we can fit everyone in them! Last night I test drove a 2006 Chrysler Town & Country, and it was a very nice ride. It had a DVD player, tons of storage, and stow n go... but it had 82,000 miles. This morning I test drove a 2005 Kia Sedona... it was okay and had 41,000 miles. And I drove a 2005 Mazda MPV, and it was almost like driving my CX-9... great features and only 33,000 miles.

I'm leaning towards the Mazda... scratch that... my heart is set on the Mazda. So, we're waiting to see what they come back with for financing. With it being a Saturday, they couldn't talk to anyone... remember, Dale is unemployed, so they have some finessing to do.

Meanwhile, I'm thinking positive thoughts and visualizing myself driving the Mazda off the lot. And, yes, a little prayer never hurt... although, I don't usually pray for material things. Hmmm, I'm not sure how I feel about that.

"Vacation on a budget", seems like an oxymoron, doesn't it?

In 2005, Dale and I brought the kids to Disneyland for a week... for our honeymoon, actually. I know, sounds crazy, but it was fun... AND Disneyland is the happiest place on earth! I digress... this vacation cost us approximately $6000. We have not been on a vacation like that since! Having a family with four kids (at the time) makes for costly travel. Now we have five!

Now, with Dale out of work, we can't even contemplate a family vacation like that. Our current financial situation got me thinking about ways to work our way out of it. Once Dale's working again, with careful planning, we CAN vacation like that again!

After reading the Vacation Budgeting guide by a credit counseling company, I found that if you get creative, you CAN have a spectacular vacation! We have an appointment on Friday with a credit counselor to help us work through the logistics of spending money appropriately and saving money... I know, I know, that is such a strange concept... to actually save money!

Their Website offers reports showing how you spend your money and a debt to income ratio... might I say, I did not like what I saw! But then again, it was based off of Dale's unemployment income, which is about 1/4 of what he normally makes.

Introspective

I wonder if life presents us with tough times to humble us? I've never been an extravagant person, but since we're struggling so much right now, it reminds me of how blessed I've been... and still am. Even though it seems as though we are fighting for every scrap for the time being, we're very lucky in so many ways.

Dale's family didn't have much when he was a kid, but he had a very loving home. My family didn't have much either, but I didn't come from a loving home. There is such a difference... things aren't as important... it's all about loved ones.

I don't care about living in a big house, driving nice cars, brand-name clothing or big jewelry... all I care about is that we're together, as a family. So, even if we can't climb our way out of this mess and lose many of our material things, it doesn't matter. That's not what life is about.

We have no cushion to help us out. None. Zip. Nada. Zero.

We've lost about $20k on legal fees fighting my husbands PEW on various issues... usually, it's because she feels she is "entitled" to more money, and that won't end for 8 more years (another story for another time). Dale has been laid off from work 3 times since we've been married, but this is the first time that I'm really worried. This job market is so saturated! One call back in the hundreds... yes, I said hundreds... of resumes he's sent out.

So, now we're both looking for additional work to help make ends meet. Labor, consulting, graphic design, nannying... anything to bring extra money in! Even Hannah is pitching in with babysitting money <- of which, we'll pay back!

Think good thoughts.
Speak good words.
Take good actions.

Three steps that will bring more to you than you can ever imagine.

Who moved my... EVERYTHING?

Why is change so hard?

Even good change... I am having a very hard time adjusting to Hannah and Dale being here during the day. Today is really only the 2nd day of this... how sad is that? Two days of having more people around and I want to just get back to the way it was.

Don't get me wrong... I love Hannah and I'm VERY happy to have her here, and I love my hubby and I looked forward to him coming home each afternoon!

I just have routines with Maddi that are disappearing rapidly. I'm used to having things "my" way during the day... I don't have to worry about anyone else, just me and Maddi. Yes, I am somewhat of a control freak. I didn't even consider this adjustment period. I don't like it. I don't like it at all.

I'm sure Hannah is going through her own adjustment period too... she just went through a very tough time, and I know she was scared. Now, she's separated from her boyfriend... and I truly feel for her, I do. I hate seeing her just sitting on the couch with the laptop, hoping to chat with her boyfriend online. She's always there like a lump on a log... sometimes sleeping. I don't know how to help her... I REALLY hate that.

Since Dale was laid off, he doesn't have much choice. His job search really started yesterday... we just didn't have any additional energy to get that going while trying to take care of Hannah, who was thousands of miles away. The good news is that he's getting good response to his resume... and he's been told by 2 recruiters that they've seen an upswing in job opportunities this month. Whew! Timing IS everything!

My hope is that we'll find counselors to help us all through this difficult transition... at least it's a transition we all wanted! Otherwise, it could be so much harder on all of us.

Today, I'm just plain grumpy... I want to just hide in my room and not talk to anyone. It's not any one's fault. Everything seems off... nothing is where it's supposed to be... and my sense of time is completely a-wall... Blah!

Timing is Everything

The day before leaving for our Las Vegas vacation, my hubby was laid off from his job. This is the same job I spoke of earlier that wanted to change his status to part time... the same people who told him after that, if they had to downsize, he would be one of the last to go.

He has expressed his being bored with this job anyway... he set up so many automated processes and works towards lean processes, employment, manufacturing, he kind of worked himself out of a job.

This isn't necessarily bad timing... I think because we're on vacation while looking for a job for him, we aren't as stressed about it. And he is so marketable, I think he'll find something... hopefully, sooner rather than later.

So, if you're reading this and you hear of a CFO/Controller type position, please email me. We are currently in the Seattle area, but are willing to relocate for the right job.

Meanwhile, we're drinking plenty! <- Maybe this is why we're not so stressed! Maddi is loving the lazy river... more to come on that!